Mobile Payments & Transfers | Redwood Credit Union (2024)

Choose How to Pay

Loan Payments

Skip trips to the branchand make securepayments from your phone, tablet,laptop, or computer.

Choose How to Pay

Make my payment now

Making loan payments has never been easier or more convenient. Enjoy more flexibility and control with a wide variety of fast and simple ways to make your payments on time.

Pay with online and mobile banking

Log in to make recurring or one-time payments by transfer, mobile check, debit card, your accounts elsewhere, and more!

Log In to Make a Payment

Make a payment on our website

If you’re not an online banking user or prefer not to log in, you can make a secure one-time payment via debit card, your accounts at other institutions, and more. Available 24/7, there is no fee for this service.

Make a Web Payment

Make a payment on your phone

Make payments over the phone to your RCU loans and credit cards 24/7 using a debit card or eCheck. There is no fee for this service.

1 (833) 950-0879

Looking to pay my...

  • In Digital Banking and Mobile App

    • Pay directly from your RCU account
    • Schedule a one-time or recurring payment
    • Pay from another financial institution
    • Pay by debit card

    In the Mobile App

    • Pay by mobile check payment

    On our Website

    • Pay securely online even if you don’t use digital banking (account number and last four of SSN required)
  • In Digital Banking and Mobile App

    • Pay directly from your RCU account
    • Schedule a one-time or recurring payment
    • Pay from another financial institution
    • Pay by debit card

    In the Mobile App

    • Pay by mobile check payment

    On our Website

    • Pay securely online even if you don’t use digital banking (account number and last four of SSN required)
  • In Digital Banking and Mobile App

    • Pay directly from your RCU account
    • Schedule a one-time or recurring payment
    • Pay from another financial institution
  • In Digital Banking and Mobile App

    • Pay directly from your RCU account
    • Schedule a one-time or recurring payment
    • Pay from another financial institution
    • Pay by debit card

Learn how to make payments in online banking

Mobile Payments & Transfers | Redwood Credit Union (1)

One-time payment

Save time and energy by making one-time loan payments with the click of a button, right from your home, office, or mobile device.

Learn about one-time payments

Mobile Payments & Transfers | Redwood Credit Union (2)

Recurring loan payment

Never miss a payment due date again. Set up recurring loan payments, and your monthly payments will be automatically deducted from your account—no reminders necessary.

Learn about recurring payments

Mobile Payments & Transfers | Redwood Credit Union (3)

Pay by debit card

Don't want to make payments through your bank account? That's okay. You can make online loan payments using any debit card from RCU or another financial institution.

Learn about paying by debit card

Mobile Payments & Transfers | Redwood Credit Union (4)

Mobile check payment

With RCU's mobile check payment option, you can make loan payments by taking a picture of a paper check with your mobile device and uploading it to your account.

Learn about mobile check payment

Mobile Payments & Transfers | Redwood Credit Union (5)

Transfer from an RCU account

Transfer funds from an RCU account to make your loan payment.

Learn about transfers

Other ways to pay

Pay by phone

Call 1 (833) 950-0879 to pay your RCU loans and credit cards 24/7 using a debit card or eCheck. There is no fee for this service.

Mailing a Payment

Payments on personal and vehicle loans can be mailed to:

Redwood Credit Union
PO Box 35157
Seattle, WA 98124-5157

Loan Payment Safety & Security

Rest assured, using technology to make payments is safe and secure, and backed by RCU’s Zero Liability Guarantee.

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.

Contact Us

Schedule Appointment

Ready to simplify your loan payments?

Choose How to Pay

Mobile App

Get started with 3 easy steps:

  1. Download the RCU mobile banking app
  2. Register your RCU account using the link on the sign in page
  3. Log in to get started

View system requirements

Apple App Store


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Google Play Store


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Pay with Online and Mobile Banking

Already registered?

Log in to get started.

Log In

New to digital banking?

Enroll in digital banking.

Enroll Now

PPP Forgiveness Application Deadline

Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:

  • PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
  • RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
  • Your correct deadline will be reflected in your online banking account.

If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.

Leaving Our Website

You are leaving our website and linking to an alternative website not operated by us. Redwood Credit Union does not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.

Log in to Online Banking

Forgot Username or Password

Enroll in Digital Banking

Mobile Payments & Transfers | Redwood Credit Union (2024)

FAQs

How long does a bank transfer take from credit union? ›

Electronic Funds Transfer (EFT)

The funds will be in your account, and available to you, within 2 working days* of the transaction so, if, for example, you request a savings withdrawal on a Monday, you can draw this money from your bank on Wednesday.

How to transfer money from credit union to another account? ›

You can initiate an EFT by logging into your online banking account, selecting the "Transfer" option, and providing the recipient credit union's routing number and account number. You may also need to provide additional information, such as the recipient's name and address.

Why can't I log into my Redwood Credit Union account? ›

Reset your password or resend your username below. Changing credentials will require you to re-register for biometric (face or fingerprint) login.

What is the maximum mobile deposit for Redwood Credit Union? ›

Your limits are based on your recent account history and overall relationship with RCU and may change on a regular basis. The amount of your limit for a particular day will be displayed to you in Remote Deposit. Below is the range of deposit limits: Daily: $1,500.00 - $50,000.00.

Why do credit union transfers take so long? ›

The time it takes for a bank transfer to be successful depends on a number of factors, and some of these factors could cause a delay. These factors include the timing of the transfer, where the transfer is being made, the currencies involved, security checks, bank holidays, and the reasons for the transaction.

Why do credit union e transfers take so long? ›

If it's taking a long time, it could be due to a larger transaction or a poor internet connection. If you don't receive any notification after 30 minutes, double check that the transfer details are correct. Ask the sender to contact their bank if you're still having trouble.

Can I withdraw 100k from my bank? ›

Generally, bank customers can take as much money out of their bank accounts as they want -- it's their money.

How to transfer a large amount of money? ›

If you're sending a large amount of money, you may want to use a wire transfer at your bank. You'll need the recipient's account and routing numbers. You and the recipient will likely incur fees.

Can someone else withdraw money from my credit union account? ›

If there is an enduring power of attorney in place, the credit union will seek evidence that it has been registered and that the power to manage your affairs is contained in the enduring power of attorney document before allowing the attorney to withdraw on your account.

What is the daily limit for Redwood Credit Union? ›

What are my limits for cash withdrawals at an ATM? Redwood Credit Union allows you to withdraw up to $800 per day from the ATM.

Does Redwood Credit Union have a minimum balance? ›

Low minimum monthly balance

A $3 monthly minimum balance fee is charged to any regular savings account with less than $75.

How to send money through Redwood Credit Union? ›

Get started with RCUpay
  1. Log in to your RCU account. Log in to the RCU mobile app or online banking.
  2. Select Move Money. Click or tap on Move Money, then Send Money (RCUpay).
  3. Send money. No need for your recipient to register, just enter your recipient's email address or mobile number and send money!

What is the largest amount you can deposit? ›

You can generally deposit as much as you want at a bank or other financial institution, but some banks may have extra rules and restrictions due to federal law and bank policy. For example, ATMs can limit the amount of bills you can deposit.

Is there a daily mobile deposit limit? ›

Most financial institutions have some form of limits on daily, weekly or monthly deposits. Checks exceeding this limit may need to be deposited in person.

What is the mobile deposit limit for credit union one? ›

For a member's account in good standing, as solely determined by us: Tier 1: That has been open less than 180 days, a per item limit of $2,500 and a total daily limit of $2,500 applies. Tier 2: That has been open for more than 181 days, a per item limit of $5,000 and a total daily limit of $5,000 applies.

How long does it take credit union to send money? ›

If you make a payment to or from your credit union account, the money will usually arrive in your or the recipient's account more or less immediately.

How long does a bank transfer take between different banks? ›

Payments will generally be received the same day they were sent as banks will exchange payments throughout the day. This will occur at least every hour from 9am to midnight, every day including weekends and public holidays.

Do credit unions take longer for wire transfers? ›

Domestic Wire Transfer

As a result, wire transfers within the country are generally cleared within 24 hours. Wire transfers through credit unions may happen within a few minutes.

How long does a bank transfer take to go into your bank? ›

As a result, most bank transfers are instantaneous, although in some cases, payment can take up to two hours. It's important to remember that while Faster Payments aims to provide you with these types of bank transfer times, there's no guarantee that your payment will be cleared on the same day.

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